Best Easiest Credit Card for college Students in India 2025 – बिना Salary Proof के Student Card कैसे लें? || Top 5 Credit Cards for Students in India 2025
Best Easiest Credit Card for college Students in India 2025 – बिना Salary Proof के Student Card कैसे लें?
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Best credit card for new students in 2025 without fd or with no income proof
आज के समय में students के लिए credit card लेना बहुत आसान हो गया है, लेकिन students के लिए सही कार्ड को choose करना थोड़ा मुश्किल हो सकता है क्योंकि अभी स्टूडेंट्स है तो थोड़ी मुश्किल आती है समझने में लेकिन आज के बाद आपको problem नही होगी।
अगर आप college student हैं और चाहते हैं कि आपके पास एक credit card हो जिससे आप online shopping, travel, food delivery, और cashback जैसे benefits ले सकें, तो ये article आपके लिए ही है।
इस ब्लॉग में हम India ke best student credit cards 2025 के बारे में पूरी जानकारी देंगे, eligibility criteria, फायदे, और online application process भी बताएंगे।
सबसे पहले ये जान लेते हैं कि credit card hota kya है?
Student Credit Card Kya Hota Hai?
Student credit card special cards होते हैं जो students aur low-income individuals को दिए जाते हैं। इनका credit limit थोड़ा कम होता है लेकिन इन्हें लेने के लिए आपको सैलरी proof or income ki जरूरत नहीं पड़ेगी। इसके बहुत से फायदे होते है चलिए जानते हैं
Student Credit Card Ke Benefits
- कोई Income Proof नहीं चाहिए
- Low Annual Fees ya No Fees
- Cashback aur Reward Points
- Online Shopping aur EMI Option
- CIBIL Score Improve karne ka moka
अब देखते हैं India ke Best Student Credit Cards 2025!
Credit Card Se EMI Kaise Banaye Bina Extra Charge Ke?
Top 5 Credit Cards for Students in India 2025
1. SBI Student Plus Advantage Card
✅ Key Features:
Annual Fee: ₹500 (Reversible)
Fuel Surcharge Waiver
Online Shopping & Dining Discounts
Cashback on Utility Bills Payment
Earn Reward Points on Every Purchase
Eligibility:
अगर आपके पास SBI Education Loan है तो यह कार्ड लेना आसान हो सकता है।
How to Apply ?
Apply Kaise Kare?
SBI Branch में जाएं या SBI की Official Website से Online Apply करें।
2. HDFC ForexPlus Card (Best for International Students)
✅ Key Features:
Best for Students Studying Abroad
Multi-Currency Support
Low Forex Markup Fees
No Annual Charges
Free Lounge Access on International Airports
Eligibility:
Indian students jo foreign studies ke liye ja rahe hain।
How to Apply ?
Apply Kaise Kare?
HDFC Bank branch ya online portal se apply karein।
3. ICICI Bank Student Forex Prepaid Card
✅ Key Features:
Online Shopping ke liye Best
Forex Markup Charges Low
No Late Payment Charges
Free Airport Lounge Access
Instant Issuance
Eligibility:
Agar app College Students ho to aapko koi bhi salary proof ki zaroorat nahi।
Apply Kaise Kare?
ICICI Bank branch ya website se documents submit kar ke le sakte hain।
4. Axis Bank Insta Easy Credit Card
✅ Key Features:
Fixed Deposit ke against milta hai
No Income Proof Required
1.5% Fuel Surcharge Waiver
Cashback & Discounts on Shopping & Dining
Low Interest Rate
Eligibility:
Agar aapke paas Axis Bank me Fixed Deposit (₹20,000+) hai to bina salary proof ke le sakte hain।
Apply Kaise Kare?
Axis Bank branch visit karein aur FD ke against apply karein।
Strategies for Saving for a House – Ghar Ke Liye Paise Kaise Bachayein?
5. Kotak 811 #DreamDifferent Credit Card
✅ Key Features:
Lifetime Free Credit Card
Zero Annual Fee
Free Movie Tickets
Earn 2X Reward Points on Online Transactions
No Joining Fees
Eligibility:
Kotak 811 Digital Bank Account holders ke liye।
Apply Kaise Kare?
Kotak Mahindra Bank ki website ya app se apply karein।
Student Credit Card Kaise Apply Kare? Step by step
अगर आप student credit card lena chahte hain, to yeh steps follow karein:
✅ Step 1: Bank select karein jo student credit card issue karta hai।
✅ Step 2: Eligibility check karein (कुछ banks बिना income proof ke dete hain, कुछ FD ke against)।
✅ Step 3: Documents ready karein – Aadhaar Card, PAN Card, College ID, aur FD receipt (अगर जरूरी हो)।
✅ Step 4: Bank branch visit karein ya online apply karein।
✅ Step 5: Verification complete hone ke baad card approve ho jayega।
Best Student Credit Card Kaise Choose Kare?
✔ Annual Fee Check Karein – कुछ cards lifetime free hote hain।
✔ Reward Points & Cashback Offers Compare Karein।
✔ Foreign Transactions Ke Liye Forex Markup Charges Dekhein।
✔ EMI & Interest Rate Compare Karein।
✔ Student-Friendly Features Jaise Discounts aur Freebies Dekhein।
Conclusion :
Student Credit Card Kyu Zaroori Hai?
अगर aap student hain aur future me CIBIL score build karna chahte hain, EMI aur cashback benefits lena chahte hain, to ek student credit card lena best decision ho sakta hai।
Meri Recommendation:
Cashback aur Shopping ke liye: SBI Student Plus Advantage Card
Travel aur Foreign Study ke liye: HDFC ForexPlus Card
Lifetime Free aur Best Offers ke liye: Kotak 811 #DreamDifferent
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